We build financial tools that improve lives
Because financial needs are as diverse as the individuals they serve, we believe in offering tailored solutions that empower our customers. Ouro brands address the unique financial challenges faced by the underbanked, the Latino community, and others.
Our brands
The innovative brands built by Ouro
Redefining financial access, in a digital world
In today's digital world, everyone needs quick and easy access to financial services. That's why we offer digital wallets for all our products — so transactions are smooth and efficient, no matter where in the world they’re happening.
The original fintech company
Founded in 1999, we created one of the first prepaid cards in North America. Today, Netspend serves millions by providing access to innovative payment products, offering our customers convenience and freedom to do more with their money.
Netspend Prepaid5
Our flagship product, prepaid cards allow the underbanked to manage their money and access e-commerce.
Netspend Debit Account5
Our debit accounts are designed to offer customers extras: cash back rewards,6 direct deposit, and Optional High-Yield Savings.7
Secured Credit8
Better Credit,* is a secured credit card that allows customers to improve their credit score.
The multi-currency debit account that serves Latinos in the U.S. and connects individuals and communities across borders to tap into their potential for more.
Multicurrency wallet2
Cambio includes a digital wallet that lets users store, manage, and move money in Mexican pesos and US dollars.
Peer-to-peer transfers1
Cambio users send and receive money, quickly and fee-free, in Mexican pesos or US dollars.
We speak their language
Cambio is a fully bilingual product. Customers can toggle between English or Spanish on the app and on our website.
X World Wallet was created to help the growing segment of the population that’s living a nomadic lifestyle manage their money with less hassle, while also improving their everyday lives.
Rewards4
X World Wallet empowers travelers with a strategic cash-back rewards program, transforming routine purchases into valuable travel currency.
Currency exchange
Travelers can avoid carrying large amounts of cash, and access local currency in a few taps
Multicurrency wallet
Seamless switching between currencies without carrying cash or visiting exchange offices
Explore more
Special offers and cash back4 allow customers to save so they can have more unforgettable experiences.