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We built a card
to help build credit

Having a good credit score is a cornerstone of life in the U.S. Everyone should have access to a product that helps them build theirs.

Mother helping daughter do her hair
Mother helping daughter do her hair

Netspend’s new product, Better Credit,1 empowers customers through innovation.

Our goal is to help people build their credit score on their own terms. Better Credit is a simple idea with a big heart. It’s a secured credit card, poised to address the critical needs of underserved consumers in building and rebuilding their credit, while increasing financial literacy.

The secured credit card designed to bridge a gap

Credit cards should make lives better—so we made one that does

Tapping to pay with the Netspend Gold Visa

The card that helps save money

A good credit score can be the key to unlocking lower interest rates, reducing overall borrowing costs.

Man on his phone working at a table

The card that unlocks loans

With an improved credit score, chances of being approved for loans increase, which can lead to wider access to car and home loans.

Woman practicing yoga

The card for peace of mind

The Netspend® Better Credit Visa Card helps you build credit with no interest. We also don’t check your credit when you apply.1

Let’s help people build together.

The secured credit-building card* that lets customers access their deposit when they need it