We built a card
to help build credit*
Having a good credit score is a cornerstone of life in the U.S. Everyone should have access to a product that helps them build theirs.
Netspend’s new product, Better Credit*, empowers customers through innovation.
Our goal is to help people build their credit score on their own terms. Better Credit* is a simple idea with a big heart. It’s a secured credit card, poised to address the critical needs of underserved consumers in building and rebuilding their credit, while increasing financial literacy.
*Netspend is not a bank. Banking services provided by Pathward®, National Association, Member FDIC. The Netspend® Better Credit* Visa® Card requires first establishing a Netspend® Debit Account and funding a minimum of $100. Not available in all states. Account payment history, which is based on your individual payment behavior, is reported to select nationwide credit agencies. On time payments are needed to build credit. Late payments may negatively impact your credit score.
The secured credit card designed to bridge a gap
Credit cards should make lives better—so we made one that does
The card that helps save money
A good credit score can be the key to unlocking lower interest rates, reducing overall borrowing costs.
The card that unlocks loans
With an improved credit score, chances of being approved for loans increase, which can lead to wider access to car and home loans.
The card for peace of mind
The Netspend® Better Credit* Visa Card helps you build credit with no interest. We also don’t check your credit when you apply.1
Let’s help people build together.
The secured credit-building card* that lets customers access their deposit when they need it